Critical Illness Policy

This is an insurance policy that has been designed with forethought against life threatening disease. As critical illness requires regular medical attention and involves exorbitant expenses this results in financial burden. Thus to help you during the challenging time of an illness, Critical illness policy is the best way to safeguard your future.
- Key Factors:-
- Covers 8-36 critical illness varies as per the provider.
- Insured sum will be paid-out as lump sum amount.
- A waiting period of 30 days shall be pertinent after the diagnosis etc.
Bajaj Allianz Critical illness Insurance
A critical illness can have a huge impact on your life. You may not only have to make major lifestyle changes but also cope with unexpected and often, exorbitant medical expenses. The cost of medical aid is soaring and so are the incidents of critical illnesses, which bring with them mounting costs of hospitalisation and medical treatment.
It is, thus, imperative for every individual to equip themselves with a health insurance policy that covers critical illnesses, because in some cases, these illnesses may lead to the unemployment of a family’s sole earning member. Our Critical Illness Insurance cover is designed to protect you and your family against the financial burden of such life-threatening illnesses.
Our Critical Illness Insurance plan provides protection against major life-threatening conditions such as cancer, organ transplant, heart attack and more. Let’s look at the 10 medical conditions that are covered under this policy:
- Aorta graft surgery
- Cancer
- Coronary artery bypass surgery
- First heart attack (myocardial infarction)
- Kidney failure
- Major organ transplant
- Multiple sclerosis with persisting symptoms
- Permanent paralysis of limbs
- Primary pulmonary arterial hypertension
- Stroke
ICICI Lombard Critical Care Insurance
With the many uncertainties that we are faced with in life, we would want to secure it by preparing for the unexpected. We at ICICI Lombard General Insurance Co. Ltd, understand these concerns and hence, present to you Critical Care, specially designed to cater to your needs. Critical Care is an insurance cover to empower you to be prepared for the unexpected.
The policy provides lump sum benefit on diagnosis of any of 9 Critical Illnesses, Accidental Death and Permanent Total Disablement (PTD).
Critical Illness CoverThe Critical Care Insurance shall cover, subsequent to 90 days from the policy start date, the following major medical illnesses and procedures:
- Cancer
- Coronary Artery Bypass Graft Surgery
- Myocardial Infarction (Heart Attack)
- Kidney Failure (End Stage Renal Failure)
- Major Organ Transplant
- Stroke
- Paralysis
- Heart ValveReplacement Surgery
- Multiple Sclerosis
HDFC Ergo Critical Illness insurance
Your perfect partner during critical times, this plan will take away your financial worries and let you focus on health and recovery. Our health insurance for critical illness ensures there’s no dent on your savings. It is a smart move made well in advance to have better financial planning to tackle life threatening diseases such as cancer, stroke, etc from draining your savings. Lower premiums and bigger coverage help you focus on your health without any financial stress.
Reasons to choose Critical Illness Insurance
Upto 15 Critical Illnessess covered Just like you need a bigger umbrella to save yourself from heavy rain, you always need a plan with wide coverage and that’s why we cover a wide range of illnesses in a single plan.
Lump Sum payment in a single transaction We know you do not like the additional stress of checking with the insurance company about the money clearances and that’s why we pay the sum insured in a single transaction.
2 Plans available We have spoilt you for choices. Find the plan that best matches with your needs.
Option to buy for 1 & 2 Years The plans are available for one or two years with the option of easy renewals.
Tata AIG Critical Insurance
Don’t Let A Health Issues Stop You From Living Your Life To The Fullest. Get The Best Treatment Without Having To Stress Over Medical Expenses. We’ll Take Care Of That So You Can Focus On Getting Better Quickly.
At Tata AIG General Insurance Company Limited, We Don’t Just Give Insurance, We Give You A Reason To Keep Smiling.
Features that make it the #Right Insurance
Help is at hand with these special features for a hassle-free treatment and speedy recovery.- No money worries, no stress: We give the entire coverage amount in a lump-sum.
- Our checklist for critical ailments: Heart attack, Cancer, Stroke, Open chest CABG, Kidney failure, Organ transplant, Bone marrow transplant, Blindness, Coma, Major burns, Multiple Sclerosis, and Paralysis are the critical illnesses covered.
- Go for a second opinion: Assailed by doubts regarding your diagnosis? Go to another doctor/hospital for a second opinion. It’s all covered.
- Enhance your sum assured: If you later decide to increase your coverage amount, our ‘Sum Insured Enhancement’ feature can kick-in during your policy renewal.
Bajaj Allianz Critical illness Insurance
Bajaj Allianz Critical illness Insurance
Bajaj Allianz Critical illness Insurance
What is a Critical Illness Health Insurance Cover?
Millions of people are battling life-threatening health conditions, such as cancer, stroke, kidney failure, and cardiovascular diseases. For those diagnosed with such conditions, every day is a constant challenge on the health front. At the same time, there is also a subsequent financial burden on the family due to high treatment costs.
This health insurance is an individual and family health indemnity cover, which is simple to buy and provides coverage to 32 critical illnesses pre-defined in the policy.
What is Included in a Critical Illness Insurance?
The critical illness insurance plan provides treatment cover for 32 critical illnesses. Some of the significant features include:
- In-Patient Hospitalization Cover
- Pre and Post Hospitalization Medical Expenses
- Day Care Treatment
- OPD Cover
- Cover for ICU charges
- Ambulance Cover
- Organ Donor Cover
- Cover for Alternative Treatments
- Chemotherapy & Radiotherapy Cover
- International Second Opinion
- Lifelong Renewability
- Annual Health Check-up